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Home Page > Finance > Insurance > Health Insurance Reforms Easy To Insure Me Health Insurance Quotes

Health Insurance Reforms Easy To Insure Me Health Insurance Quotes

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Posted: Feb 26, 2010 |Comments: 0
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President Obama’s Health Insurance Bill

President Obama Releases New Health Care Proposal in Time for Health Summit: On Monday February 22, 2010, White House officials unveiled a new health insurance reform overhaul that builds on the Senate version passed last Christmas Eve, with some changes aimed at pleasing House Democrats who had concerns with the Senate bill. The President’s proposal does not include the public option, despite the hopes of Senate Democrats, due to White House concerns that the provision will hinder passage in the Senate. President Obama ignored requests by Republicans to scratch the Democratic plan and start over. As such, Republican leaders questioned Democratic motives and labeled the bill as a massive government takeover of America’s health care system.

Republicans Insist House Democrats Don’t Have the Votes to Pass Legislation: Minority Whip Eric Cantor (R-VA) announced on Wednesday that Democrats don’t have the necessary votes to pass the President’s proposal in the House because of three new House vacancies and lagging support among some moderate Democrats. At issue for some Democrats are weaker abortion provisions in the President’s proposal as well as the ongoing controversy over passing a bill by a simple majority, a process known as reconciliation.

Health Care Summit Preview

On Thursday, the President’s Health Care Summit began at 10:00 a.m. with opening comments from the President, followed by remarks from both Republicans and Democrats. The discussion centered on four themes: controlling health care costs, overhauling the insurance market, reducing the deficit and expanding insurance coverage. Prior to Thursday, several top Republicans and some Democrats stated that expectations were extremely low for the Summit’s success.

House Republicans arrived armed with their own version of a health care bill that encourages small businesses to join together to buy insurance, gives federal money to states to run high-risk pools for those unable to obtain private insurance and limits damages in medical malpractice lawsuits. The Republican plan would cost $61 billion and cover three million people over ten years. In contrast, President Obama contends his plan would cost $950 billion and cover 30 million people over the same time period. However, officials at the Congressional Budget Office (CBO) indicated they would not be able to officially score the President’s proposal with just a summary – that legislative language is needed.

Note: A full summary of the results from the Health Care Summit will be included in next week’s newsletter

Additional Activities

WellPoint Executives Defend Premium Increases: On Wednesday, the House Energy and Commerce Subcommittee on Oversight and Investigations held a hearing to examine the proposed health insurance premium increases by Anthem Blue Cross in California. Anthem, a WellPoint subsidiary, recently informed subscribers in California that premiums for individual insurance policies would be raised an average of 25 percent, with some rates going up as much as 39 percent. Angela Braly, president of WellPoint , said the premium increases were justified by soaring medical costs, and that pending legislation could make the problem worse, driving up costs further for young, healthy people.

“Raising our premiums was not something we wanted to do,” Ms. Braly said . “But we believe this was the most prudent choice, given the rising cost of care and the problems caused by many younger and healthier policyholders dropping or reducing their coverage during tough economic times. By law, premiums must be reasonable in relationship to benefits provided, which means they need to reflect the known and anticipated costs they will cover.”

In Sacramento , Leslie Margolin, president of Anthem Blue Cross in California, also testified before lawmakers, joined by vice president and general manager James Oatman. The focus of that hearing was also the proposed premium increase for California members in the individual market, with company executives pointing to the current economic climate and rising health care costs as reasons for the rate hikes.

U.S. House of Representatives Repeals Antitrust Exemption from Health Insurance Companies: On Wednesday, the House of Representatives voted 406-19 in favor of repealing a 65-year-old antitrust exemption from health insurance companies. Democrats said the repeal would lead to increased scrutiny of the industry. Yet, the non-partisan Congressional Budget Office said last year that repealing the exemption would not significantly reduce premiums because states already investigate health insurance companies.

In addition, industry executives pointed out that legislation could further hinder competition and the ability to share information to improve health care quality. “Health insurance is one of the most regulated industries in America at both the federal and the state levels,” said Karen Ignani, president and chief executive of America’s Health Insurance Plans (AHIP). “The real focus should be on addressing the rising cost of medical care, which is putting an unsustainable burden on families, employers and the federal budget,” she said.

Public Opinion

Polling Suggest Health Care Reform is Still Key to Economic Recovery: Recent polling on health care reform shows mixed reaction among the public over the proposed legislation. According to a recent CNN poll, 48 percent of those questioned said lawmakers should work on an entirely new bill and 25 percent felt that Congress should stop work on health care reform altogether.

According to the monthly poll from the nonpartisan Robert Wood Johnson Foundation, 75 percent of Americans still think it’s important that Obama include health care reform in addressing the nation’s economic crisis, while many still harbor doubts about the legislation.

When asked how health care legislation relates to their economic situation:

* Nearly 31 percent said they thought the Democratic bills would make their personal financial situation worse, compared with 10 percent who said it would improve their family budgets.
* Forty-two percent said the nation’s fiscal condition would suffer because of the legislation, compared with 26 percent who said it would get better.
* Americans were divided on whether the Democrats’ approach would improve overall access to health care around the country, with 35 percent saying it would and nearly that many disagreeing.

Health Insurance Coverage Varies Widely Based on Age: Coming just before the President’s Summit on Health Care Reform, a newly released Gallup Poll reinforces the wide degree of variability in health insurance coverage across U.S. population segments, especially when it comes to age. Eighty-four percent of 18-year-olds have health insurance, most likely because they are still covered under their parents’ policies. By age 22, health insurance coverage reaches its lowest point, with just 66 percent maintaining coverage. From age 22 on, the percentage of Americans with health insurance begins to climb, albeit slowly, reaching the 95 percent level at age 65 when Medicare becomes an option.

Looking Ahead

Legislators need to determine next steps for health care legislation coming out of the President’s Health Care Reform Summit. On Wednesday, Department of Health and Human Services Secretary Kathleen Sebelius invited executives from the top five insurance companies to meet at HHS to discuss their companies’ insurance premiums.

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Why Do People Need Personal Life Insurance

We are all mortal and you will never know when you will face with death. Most of the time, it comes when you are not ready at all. Before such a case, it will be a good idea to do something about your beloved ones that will benefit them after you are gone.

By:
Nail Yenerl

Finance>
Insurancel
Jan 20, 2011

Low Health Insurance renewal ratios of Reliance Insurance

Health Insurance Policyholders of Reliance Insurance are an unhappy lot. That is because of the steep increase in health insurance premium that Reliance has announced.

By:
anniemichell

Finance>
Insurancel
Jan 20, 2011

Billing Worries? Medical Billing Services Are The Solution

The standard of living has gone up. And with it has gone up the quality of services provided.

By:
activemdsl

Finance>
Insurancel
Jan 20, 2011

“Payment Protection Insurance – was yours miss-sold?”

Many responsible people who apply to take out a loan or credit card would probably like to have some sort of contingency plan in case they are unable to make payments in the future due to a loss of income. Many loan and credit card applicants are

By:
Tina Hopel

Finance>
Insurancel
Jan 20, 2011

Why You Required Insurance Of Renters

One cost that many new renters attempt to avoid is that of renters insurance. Many first time renters simply believe that either a) the landlord’s insurance covers the building anyways or b) that it is a waste of money.

By:
Felix Richerdl

Finance>
Insurancel
Jan 20, 2011

Save money while purchasing a life insurance policy

Saving premium amount on life insurance policy is neither a magic nor an impossible task. This article will guide you how to save money on life insurance quotes.

By:
Jeson Rossl

Finance>
Insurancel
Jan 20, 2011

I Recently Lost My Job. What Happens Under My Life Annuity Policies?

Every year the economy goes up and down … at a micro as well as a macro level. Some industries prosper, some struggle. Some companies boom while others go bust … and ‘permanent’ employees often discover that their designation really should have been ‘for as long as we have the money to keep you’. If you or a family member has recently lost their job, you might be wondering how you can tweak your household expenses to ensure security and stability

By:
Pamela Doovel

Finance>
Insurancel
Jan 19, 2011

Real Life Stories: What Life Insurance Could Mean to You

Australia is one of the most exposed nations in the world, in terms of life insurance. We rank 16t:Lh in the developed world for life insurance density, perhaps as a result of our extensive social security system … however, those left to rely on government benefits quickly find that it doesn’t allow them to have anything like the life they imagined. The discussion about life insurance often gets a bit academic or financial … and frankly, boring! So today we look at some real life examples

By:
Pamela Doovel

Finance>
Insurancel
Jan 19, 2011

Buying Health Insurance at Easytoinsureme

Affordable individual health insurance quotes with major medical coverage and cheap premiums is what individuals, family, self employed, group, and small business are shopping for. If you’re in need of the best or cheapest plan, you will find every provider here to make the right decision for your personal coverage at Easy To Insure ME. Questions or concerns, you can call us and chat live with licensed professionals regarding all options and benefits for any HMO, PPO, HSA quotes from all carrier

By:
Health Insurancel

Finance>
Insurancel
Jan 17, 2011

Adult Basic Pennsylvania health insurance for low-income people to end

Pennsylvania’s subsidized health insurance for low-income working people will likely end next month, officials on Gov.-elect Tom Corbett’s transition team said Tuesday, leaving more than 40,000 people with less palatable options and dashing the hopes of more than 400,000 on the waiting list.

By:
Health Insurancel

Finance>
Insurancel
Jan 13, 2011

Feds to decide what benefits health insurers must cover

Even as House Republicans vow to repeal the health care law, government advisers are preparing this week to wade into one of the most contentious questions the legislation raises: What benefits must insurers cover?

By:
Health Insurancel

Finance>
Insurancel
Jan 11, 2011

Individual Health Insurance Plan Tips

Individual health insurance plans are similar in many ways, finding the right one is the challenge. So when trying to find the best plan for you at the best price, seeking a professional is key. Finding a good broker is as easy as clicking the link to EasyToInsureME.com. All you will have to do is put in your basic information in the top right hand corner of the home page, and a professional will contact you within 24 hours. It is that easy. Easy to insure me on the web.

By:
Health Insurancel

Finance>
Insurancel
Jan 05, 2011

Newcomers to Undo Obama Victories

Soon after the 112th Congress convenes Wednesday, Republicans in the House plan to make good on a campaign promise that helped vault many new members to victory: voting to repeal President Obama’s health care overhaul.

By:
Health Insurancel

Finance>
Insurancel
Jan 03, 2011

U.S. House will go after Obama’s health care bill

An incoming House committee chairman said today that the new Republican majority will probably move this month to repeal President Obama’s health care bill, setting up a major political battle over the president’s major domestic initiative.

By:
Health Insurancel

Finance>
Insurancel
Jan 03, 2011

New Direction for Health Care Reform

The Patient Protection and Affordable Care Act became the law of the land in 2010, but debate over its existence and implementation will rage on in the New Year. The law’s serious policy flaws are already impacting health insurance and costs, but these are part of a deeper and broader issue: the proper role for the federal government in Americans’ health care. The public’s stance on this issue has been anything but settled in the wake of the new law’s passage.

By:
Health Insurancel

Finance>
Insurancel
Jan 03, 2011

Health insurance quotes reform weekly Easy To Insure ME

As the 111th Congress (2009-2010) comes to a close, it passed, and the President has signed, a tax bill with multiple moving parts. The bill was part of an end-of-session deal forged by President Obama and Republicans, with little Democratic input. The bill preserves the Bush-era tax cuts

By:
Health Insurancel

Finance>
Insurancel
Dec 29, 2010

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